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Because of this, a no fee prepaid credit card is about as close to a bank account as you can get, without getting a bank account.
Time Magazine wrote about this phenomenon, which costs consumers $10 billion a year in fees charged by check cashing stores, payday loan providers, and others.
It’s not at all uncommon for consumers to spend 3% or more to get a paycheck cashed.
You can add money to the prepaid card and use it anywhere Visa or Master Card debit cards are accepted.
Money can be added to most prepaid cards in one of several ways: Prepaid cards are part of either the Visa or Master Card debit card network.
For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.
Whatever the reason, the unbanked often turned to expensive check cashing stores to cash their weekly paychecks.
You don’t have to go to the trouble and expense of driving to a check cashing store to cash your paycheck. If you receive a government or benefits check, you can also have it deposited directly onto prepaid cards for no fee.
There is one other important benefit to these cards–online bill pay.
So here are the top free prepaid cards and low fee prepaid cards to consider.Tags: Adult Dating, affair dating, sex dating