build a dating web - Liquidating charges north carolina

To do so, you must sign a voluntary "Reaffirmation Agreement".

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In addition, you’ll also have to live separately from your spouse for a full year before the divorce can be finalized.

For that reason, you’ll need to make absolutely sure this is something you want before pursuing it.

You can also check out the directory of professionals at, which is a great resource for finding counselors in North Carolina and surrounding states.

Your employment, social or religious contacts might also provide leads.

(see North Carolina Exemptions) The trustee sells the assets and pays you, the debtor, any amount exempted.

The net proceeds of the liquidation are then distributed to your creditors with a commission taken by the trustee overseeing the distribution.It’s important to be certain that you have done the things you need to do to feel good about your decisions.Here are the top five things: Even if you don’t think there’s hope for the marriage, “divorce counseling” can help you discover what went wrong, how to cope, and how to pick up the pieces and go on. If you don’t know how to find a qualified counselor, our firm will be glad to recommend.In a Chapter 7 bankruptcy you wipe out your debts and get a "Fresh Start".Chapter 7 bankruptcy is a liquidation where the trustee collects all of your assets and sells any assets which are not exempt.You can selectively reaffirm your debts - you can state that you wish to keep the house and the furniture, but that you want the car and the jewelry to go back to the respective Creditors.

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